When we lend something we pay attention to who we are lending it to especially items of value such as books or money. All of us would prefer to lend to only those we trust. Maybe this is the way God feels too, but because He loves each of so much, He allows us to borrow from Him although it is often likely we will make mistakes. Because of the wisdom of God, He knows we learn and remember best from experience.
Scriptures to help us understand we borrow everything from God but our will